Effective Date: [2025-05-10]
Welcome to UniverseGains.com ("we", "our", or "us"). These Terms of Service ("Terms") govern your use of our website located at https://universegains.com (the "Site").

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site.

1. Use of the Site
You must be at least 18 years old to use this Site. You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the Site.

2. User Accounts
If you create an account on our Site, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to provide accurate, complete, and current information.

3. Intellectual Property
All content on UniverseGains.com, including but not limited to text, graphics, logos, images, and software, is the property of UniverseGains.com or its content suppliers and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our written permission.

4. Prohibited Activities
You agree not to:
Use the Site for any illegal purpose.
Attempt to gain unauthorized access to any part of the Site.
Use bots, scrapers, or other automated methods to access the Site.

5. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the content or practices of these websites. Accessing them is at your own risk.

6. Disclaimer of Warranties
The Site is provided on an "as is" and "as available" basis. We do not warrant that the Site will be uninterrupted, secure, or error-free. To the fullest extent permitted by law, we disclaim all warranties, express or implied.

7. Limitation of Liability
To the maximum extent permitted by law, UniverseGains.com shall not be liable for any indirect, incidental, or consequential damages arising out of your use of the Site.

8. Indemnification
You agree to indemnify and hold harmless UniverseGains.com and its affiliates from any claims, losses, or damages, including reasonable attorneys' fees, resulting from your violation of these Terms.

9. Changes to Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated "Effective Date." Your continued use of the Site constitutes your acceptance of the new Terms.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Universe, without regard to its conflict of law provisions.

11. Contact Us
If you have any questions about these Terms, please contact us at:
📧 [info@universegains.com]

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